TJP Associates LLC
Take the next step toward stronger credit—confidently.
Book a CallClient Portal

Credit clarity starts here.

Personalized disputing, transparent progress updates, and a strategy to help you qualify for better rates and funding.

✅ Process aligned with consumer protection laws
✅ Clear expectations—no promises of results
✅ Transparent updates
✅ Secure client communication

Get your free credit consult

Tell us your goals and preferred time—we’ll outline next steps.
By submitting, you agree to our Terms & Privacy Policy.

How it works

A simple, transparent process from day one.
1) Free Consult
We learn your goals and outline a plan.
2) Secure Onboarding
Authorize communications with bureaus/furnishers.
3) Disputes + Rebuild
Address questionable items and guide positive credit habits.
4) Track Progress
Periodic check-ins and strategy adjustments.

What we do

Accuracy, fairness, and consistent rebuild coaching.
🔎
Credit Report Audit
Line-by-line review to flag inaccurate, unverifiable, or outdated items.
📬
Dispute Management
Targeted disputes to bureaus and furnishers.
📈
Rebuild Strategy
Utilization, mix, on-time history, and positive tradelines.
💳
Funding Readiness
Steps to position for approvals and terms.

Simple, transparent pricing

Month-to-month. Cancel anytime. No guarantees—only diligent work and guidance.
Starter
$129/mo
Great for light clean-up and guidance.
  • Initial audit + onboarding
  • Monthly bureau disputes
  • Basic rebuild plan
  • Email support
Core
Most Popular
$159/mo
Active dispute management and rebuild coaching.
  • Everything in Starter
  • Furnisher validations
  • Customized rebuild roadmap
  • Monthly check-in
Pro
$229/mo
Hands-on for complex files.
  • Everything in Core
  • Priority handling
  • Funding readiness pack
  • Text + phone support
* Setup fees may apply depending on file complexity. We do not guarantee score increases or removals. See Terms & Privacy.

What clients are saying

“Clear explanations and regular updates—I finally feel in control of my credit.”
— Client
“Professional, transparent, and helpful. The rebuild roadmap kept me on track.”
— Client
“Simple process with realistic expectations and guidance.”
— Client

FAQ

How long does the process take?
Every file is different. Many clients begin seeing changes within 30–90 days, but timelines vary based on history and goals.
Can you guarantee results?
No. We don’t guarantee removals or score increases; we focus on accuracy, fair reporting, and sound rebuild habits.
Do you pull my credit?
We typically use client-provided monitoring to track reports and changes.
Is this legal?
We work within consumer protection laws (e.g., FCRA/FDCPA). We do not provide legal advice.

Get in touch

Have questions about your file?We’re here to help.
📞 (833) 766-7346
📍 1445 Woodmont Ln NW Ste 3259, Atlanta, GA